PrestaShop – Mastercard Gateway
Payment Method Settings – Hosted Checkout
This section allows you to configure Payment Model options, Checkout Interaction model, and more.
Enabled:
Toggle this button to enable Mastercard Gateway to be used as your PrestaShop payment method. This step activates the configuration needed for this payment option as well as enabling the same in the checkout page.
Title:
Type in a name or label for this payment method. This is what your customers will see on the checkout page when choosing how to pay. Make sure the label is clear and easy to understand.
Theme: You can apply the effects of the theme on the Mastercard Gateway pop-up.
Payment Model:
Choose one of the following payment flows:
1. Purchase
- If you choose the ‘Payment Model’ option as Purchase, the payment process will happen automatically. Here’s how it works:
- When a user enters their card details and submits an order, the total amount of the order is immediately deducted from their card.
- This amount is then automatically transferred to the merchant’s account.
Please note that while the transfer is automatic, it might take a little time for the amount to show up in the merchant’s account. However, no additional action is required from either the user or the merchant to complete the process.
2. Authorize
- If you choose ‘Payment Model’ as Authorize, you will need to manually process the transaction to accept the payment. This means you must take an additional step to capture the payment amount.
- The manual capture of funds is done through the Backend. Detailed instructions for this process can be found in the Online Capture for ‘Authorize’ Transactions section of this document.
- The Authorize payment method works in two steps:
- Authorization happens during checkout. This ensures the payment method is valid and reserves the funds.
- Funds capture happens later. The money is only deducted after the merchant invoices the order.
This method gives you more control but requires you to complete the capture process manually within the stipulated timeframe configured for your MID.
Checkout Interaction Model:
- Embedded Form: Customers enter card details directly on the checkout page.
- Redirect to Payment Page: Customers are redirected to a secure Mastercard- hosted page to complete payment.